Loan to an Irrevocable Trust

Expert advice from California #1 Trust and Estate Lender

Free Benefit Analysis

At CLOANC we offer a wide selection of mortgage and real estate products. We can provide you with a free benefit analysis to help you determine which the best option is for your specific needs. We are California’s #1 Lender when it comes to loans to irrevocable trusts and probate estates; but we can also help you refinance a mortgage down to a low 30-year fixed interest rate, provide the funds needed to prepare a home for sale or help you obtain a fast cash offer on an as is property. We are here to answer all of your questions.

Probate Loans & Loans to Irrevocable Trusts

CLOANC is the top provider of probate loans and loans to irrevocable trusts in California. Here is what our clients have to say about working with us.

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Chris Williams profile picture
Chris Williams
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I worked with Dale and Autumn on a very tricky refinance that required a lot of precision with a quick turnaround, and they both delivered amazing results. I felt comfortable in the process at every step of the way, despite being a first-time buyer, and there was always a clear path to keeping the process moving. Highly recommend CLOANC thanks to these two especially! Not many companies go the proverbial extra mile these days, so it is extra appreciated.
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Lena Rangel profile picture
Lena Rangel
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CLOANC is a total recommend for your trust loan needs! Susie Bassirpou and Autumn Skerritt are the best! My father passed away this year and his house was in a trust. I knew that I wanted to buy my sister out and retain the prop 19 tax break. We had never done anything like this before. I am so glad I was able to find CLOANC!! As soon as I spoke to Susie, she put me at ease. She explained everything in detail and was there to answer all my questions. Autumn handled the documents and preparing the loan package. She is so efficient and knows exactly what's needed. They both were communicating constantly as we moved through the process. They made every part of a difficult process seem easy! My first call to them was on July 1st and by Sept 1st, we had two loans complete and I am officially a home owner and my sister received her inheritance payout! I so appreciate all the expertise and personalized services.A total recommend!
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Joe Chopin profile picture
Joe Chopin
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CLOANC was a pleasure to work with! They helped me obtain a small loan on one of my trust properties without all the hassle one normally would expect. Most lenders wouldn’t consider my situation because of the smaller loan amount, but CLOANC was quite different. They discussed my situation and provided the solution I needed. The overall process was very straightforward and efficient. Susie and Autumn were amazing! From start to finish I was funded in just under 2 weeks. I would highly recommend CLOANC to anyone who is looking to obtain fast and efficient funding!
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Bliss Ful profile picture
Bliss Ful
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I was thoroughly impressed with the entire organization. They were prepared, professional and had great, personable service. Each team member was right on their game and they exceeded our expectations. Thank you!
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Alberto Moreno profile picture
Alberto Moreno
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We had a complicated Trust, and Susie and her team were AMAZING in helping us get all the paperwork together for the bridge loan and re-financing. Susie and her team are The BEST ever. Don't go anywhere else - just call Susie. Thank You CLOANC!
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Wendy Petrovich profile picture
Wendy Petrovich
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I worked directly with Dominic and Autumn. They were awesome to work with! Not only were they knowledgeable and efficient, answering questions and giving information in a quick manner, but they were both pleasant to work with, personally. Thanks so much to you two for making this difficult time in my family, a little easier to manage. I would absolutely recommend CLOANC, for both their expertice as well as their personal touch throughout the process. They were able to get us funded in a very short time frame. Thanks again!
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keri Luna profile picture
keri Luna
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I had a great experience with CLOANC thanks to Dominic and Autumn. They took the time to thoroughly explain the trust loan process in a way that was clear, detailed, and easy to understand. They were patient with questions, professional throughout the process, and made something that initially felt overwhelming much more manageable. I really appreciated their knowledge, communication, and willingness to help every step of the way. Highly recommend working with them!
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Heather Seiden profile picture
Heather Seiden
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I referred a Trust Administration client to CLOANC, and the staff here did a great job providing my client with a loan product that fit her needs. In California, there is a real need for this type of product, and I am happy I’ve found a company I feel comfortable with so that I can help my clients even more. Thanks so much Cory and Thad!
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Paul Kokkinos profile picture
Paul Kokkinos
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Great experience working with the team at CLOANC - thank you Autumn and Dominic!
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Jaime Thomas profile picture
Jaime Thomas
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I highly recommend Cloanc especially Thad and Autumn. They did an amazing job in helping me with my loan. They were patient and kind and keep me in the loop and updated during all the different phases

Trust Loan Benefits

Keep a parents low Property Tax BaseSave on average over $6,200 per yearYou may be able to transfer the benefit to a new homeAvoid costly realtor feesKeep a family home

Call For Expert’s Advice

(877) 464-1066

Trust & Estate Loans

Keep a parents low property base on an inherited home

Thanks to California Proposition 19, you can retain a parents low property tax base on an inherited home. When the parents held the property in a trust and multiple child beneficiaries are involved you are likely to need a 3rd party loan to meet the California Board of Equalization Proposition 19 equal distribution qualification requirements. That is where CLOANC comes in. We provide more 3rd party loans to irrevocable trusts and probate estates than any other California lender. On average our clients save over $6,300 per year in property tax savings. Call us at (877) 464-1066 for a free benefit analysis and learn how much you may be able to save.

Trust Loans and Loans to Irrevocable Trusts

  • Easy Application Process

  • No Pre-Payment Penalties

  • Lending Directly to an Irrevocable Trust

  • No Credit Score or Income Requirements

  • Low Interest Only Payment Requirements

  • Close in as little as 7 Business Days

  • Proposition 19 Compliant

Estate Loans and Loans for homes in probate

  • Probate Court Approvable Loans

  • Easy Application Process

  • No Pre-Payment Penalties

  • Flexible Loan Terms

  • No Credit Score or Income Requirements

  • Low Interest Only Payment Requirements

  • Proposition 19 Compliant

  • Can Provide Funds to Prepare a Home For Sale or to Repair a Home