Loans to Trusts & Estates

We specialize in lending to Trusts & Estates, helping clients keep a parents low property tax base on an inherited home. Our specialized trust loans meet the California Proposition 58 and California Proposition 19 equal distribution requirements needed to qualify for a parent to child property tax transfer on an inherited home. A Trust & Estate loans provides the cash needed to allow each beneficiary or heir to receive an equal portion of the assets of a trust or estate inheritance. This allows a beneficiary to keep a family home, while others receive cash. On average our clients save over $6,400 a year in property taxes by taking advantage of Proposition 19 / Proposition 58 and transferring a parents low Proposition 13 property tax base.

Most lenders are unwilling to lend to a trust or do not have the knowledge or experience to provide loans to irrevocable trusts. That is what we specialize in and our loans are fully Proposition 19 and Proposition 58 compliant. Let us walk you through the process and answer all of your questions. We will also provide you with a free estimate on how much you might be able to save by taking advantage of California’s Proposition 19 exclusion from property tax reassessment.