CLOANC is a wholesale provider of Hard Money Money Loans, Private Money Loans and Bride Loans in California

CLOANC specializes in being a wholesale lender for your hard money, private money and bridge loan needs in California. When you have a client who is in need of mortgage financing but is unable to qualify for conforming mortgage products, we may be able to help.  Our specialized private money loans have no income or credit score requirements and can be the perfect solution for short term lending needs. Most of our hard money, private money and bridge loans have a 1 year term and feature interest only payments with no pre-payment penalties; making them both affordable and versatile. These business purpose loans can help clients overcome short term financial challenges, allow them to access the equity in their real estate and provide them with the cash they need to prepare a home for sale, to rent, invest in a business or for a variety of other business related needs.

In addition to providing cash out private money loans, we are also California’s top lender to Irrevocable Trusts and Estates in Probate. If you have a client that needs a loan made directly to an irrevocable trust or an estate that is involved in probate, we can help. Our loans to trusts and estates are often used to help clients qualify for California Proposition 19 to avoid property tax reassessment on an inherited home. As one of our brokers, you can help a client avoid costly property tax reassessment on an inherited home and earn a great commission at the same time. On average clients save over $6,400 in property taxes. Our trust and estate loans typically have a 1-year term and many of the borrowers will require permanent financing at the end of the term. As the referring broker on the loan, we can refer the client back to you so that you can provide them with that permanent financing if requested. We go out of our way to make the process as beneficial as possible for our broker partners to help build a lasting relationship.

If you have a client that may be able to benefit from a hard money loan, private money loan, bridge loan, probate loan or a loan to an irrevocable trust, please call us at (877) 464-1066. We will review the brokering process with you, get your client pre-approved and let you know how much you will earn. If you prefer to communicate via email, please complete the following information request form: